¿Why is it important to get a Medicare Advantage plan?

When you turn 65 or qualify due to a special medical condition, you're likely to start hearing a lot about Medicare. But something many people don’t realize is that there are different ways to receive Medicare benefits—and one of the most comprehensive options is through a Medicare Advantage plan.

I represent reputable insurance providers.

* United healthcare            *Molina

* Humana                                  *Ambetter

* Cigna                                         *Oscar

* Aetna                                        *Christus health

* WellCare                                 *BCBS Texas

* Wellpoint                               *Mutual of Omaha

*Baylor Scott White            *Manhattan

*National Life

 

¿What is Medicare Advantage?

Medicare Advantage, also known as Part C, is an alternative to Original Medicare (Part A and Part B). These plans are offered by private companies approved by Medicare and bundle multiple benefits into a single plan.

What is Medicare Supplemental Insurance?

Medicare Supplemental Insurance, also known as Medigap, is a type of private health insurance that helps cover certain out-of-pocket costs not covered by Original Medicare, such as copayments, coinsurance, and deductibles.

Example:
If you have a hospital stay, Original Medicare might pay 80% of the cost. A Medigap policy could help pay the remaining 20%, depending on the plan you choose.

💡 Why choose a Medicare Advantage plan?

More Coverage, Less Cost

Medicare Advantage includes benefits like:

  • Dental, vision, and hearing

  • Gym memberships

  • Prescription drugs (Part D)

Lower Monthly Cost

Many plans have $0 premiums and an annual out-of-pocket limit.

All in One

Medical, hospital, and drug services in one plan with preferred networks.

Coordinated Care

Better care coordination between doctors and hospitals.

Enrollment Periods

  • Initial: When you turn 65

  • Open: Oct 15 – Dec 7

  • Special: With certain life changes

Need Help?

Contact me for a free consultation to find the best plan for you!

Frequently Asked Questions

What is the difference between Medicare and Obamacare?

Medicare is a federal health insurance program for people who are 65 and older or certain younger people with disabilities. Obamacare, also known as the ACA, is a federal law that offers health insurance options for individuals and families.

How can I find out if I qualify for financial assistance under the ACA?

You can find out if you qualify for financial assistance under the ACA by visiting the official healthcare marketplace website or contacting a certified health insurance broker like us.

Why is life insurance important for my family's future?

Life insurance is important for providing financial security to your loved ones in the event of your passing. It can help cover expenses and ensure your family's well-being.

“I couldn't be happier with the service I received from Terra Financial Services. They made the confusing world of health insurance easy to navigate and helped me find a plan that fit my needs perfectly.”

Jacob Medoza

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Comments

Gabriela Lopez
2 days ago

Brisamar Giles is an incredible agent who takes the time to properly explain the workings of heath insurance to you and answers any questions you have thoroughly. I am very satisfied with the service and help I’ve received and will be recommending this wonderful experience to others. Thank you so much!

María Nora Treviño
3 days ago

Mi agradecimiento total a la Srita. Brisa Mar Giles por la excelente atención y tiempo que me brindó para asesorarme sobre el seguro conveniente a mis necesidades.
Me contacté con ella con muchas inseguridades que tenía y en ella pude darme cuenta del profesionalismo y el interés de explicarme paso a paso las ventajas que podía obtener en cada seguro.
Estoy muy satisfecha por haber encontrado a una persona que me pueda representar en el futuro como mi agente de seguros.
Sin duda, acudan con esta lindisima persona que además de la disposición tiene la disponibilidad de ayudar con sus servicios a personas que como yo necesitamos.
En ella se ve el “Don” de servir!
Mil Gracias Brisa Mar!

Ashlee Reyes
10 days ago

Excellent service and very informational. Very appreciative and happy with the service. Greatly recommend. Thank you!

Gerson Alvarez
18 days ago

Excelente servicio lo recomiendo muy bueno

Zashim Chowdhury
18 days ago

This is very very good service

Vanessa Medina
18 days ago

3 años de vivir una muy grata experiencia con el servicio. Nuestra agente Brisamar Giles nos dotó no solo con un plan de seguro médico accesible y acorde a nuestras necesidades sino que nos dio la sensación de seguridad y confianza en un mundo donde conseguir un seguro sin vivir situaciones penosas en este ámbito es casi una lotería. Si quieren encontrar profesionalismo y legitimidad sin morir en el intento llegaron al lugar indicado.

Iveinys Torres Lopez
19 days ago

La senorita Brisamar muy buena dando toda la explicasion nesesaria para buscar los seguros que se adapten a las necesidades de cada persona con excelente profecionalismo

Dora Duran
4 months ago

Agradezco a Briz Mar por inscribirme en medicare advantage y todavia seguir ayudándome después con cualquier duda y sobre todo en Español

Viviana Murillo
4 months ago

Me ha gustado mucho la atención que me brinda BRISA 🤗 es una chica que siempre está pendiente de ayudar y aclarar las dudas que tenga, me siento muy satisfecha de contar con su apoyo .

Moisés Giles
4 months ago

Quiero pensionarme

2201 Dottie Lynn Parkway suite 151,

Fort Worth, Tx 76120 By appointment only

CONTACT 

(469-398-9112)

info@terrafinancialservices.com

Rating: 4.75 stars
8 votes

About us

Terra Financial Services is a dedicated health insurance broker based in Texas, Oklahoma, Florida. With years of experience in the industry, we are committed to helping individuals and families find the right coverage to protect their health and financial security.